Terms Of Use

Last updated 10 October 2025.

Maintaining Your Privacy and Trust Are Important To Us

Maintaining your privacy and trust are important to us at Cover Story Media®, Inc. On this website (the “Site”), Cover Story Media®, Inc. and its affiliates collect information from users in connection with certain features and services. Our privacy policy is designed to tell you how personal information is collected and used on this Site so that you can make an informed decision about using this Site, or permitting your children to use this Site.

Binding Arbitration (“Arbitration Agreement”)

a. Applicability of Arbitration Agreement. You agree that any dispute or claim against us, or our vendors or service providers(collectively, “We” or “Us”), related in any way to your access or use of this website, to these Terms, or to any aspect of your relationship with Us, will be resolved by binding arbitration, rather than in court, except that (1) you may assert claims in small claims court if your claims qualify, so long as the matter remains in such court and advances only on an individual (non-class, non-representative) basis; and (2) you or We may seek equitable relief in court for infringement or other misuse of intellectual property rights (such as trademarks, trade dress, domain names, trade secrets, copyrights, and patents). You agree that you must commence any arbitration or other claim within one (1) year after the dispute arises; otherwise, the claim is permanently barred, which means that you will no longer have the right to assert a claim regarding the dispute. This Arbitration Agreement will apply, without limitation, to all claims that arose or were asserted before the effective date of these Terms or any prior version of this Arbitration Agreement.

You agree in advance that you will not participate in or seek to recover monetary or other relief in any lawsuit filed against Us, alleging class, collective, and/or representative claims on your behalf. Instead, by agreeing to arbitration, you may bring your claims against any of Us in an individual arbitration proceeding (except for any Batch Arbitration, as described below). If successful on such claims, you could be awarded money or other relief by an arbitrator. You acknowledge that you have been advised that you may consult with an attorney in deciding whether to accept these Terms, including this Arbitration Agreement.

The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement.

b. Process. To begin a claim, you must first send a letter describing your claim in detail, including your name and contact information, your legal claim, the specific facts giving rise to your claim (including the date(s) and amount(s) of any relevant transaction or interaction with us), and the requested relief, to Cover Story Media, Inc., 380H Knollwood St 165, Winston-Salem, NC 27103. You and We agree to attempt in good faith to negotiate an informal resolution of your claim. If a resolution is not reached within thirty (30) days, you may commence an arbitration action as set forth herein. The arbitration will be conducted by JAMS, an established alternative dispute resolution provider. Disputes involving claims and counterclaims under $250,000, not inclusive of attorneys’ fees and interest, will be subject to JAMS’s most current version of the Streamlined Arbitration Rules and procedures available at http://www.jamsadr.com/rules-streamlined-arbitration/; all other claims will be subject to JAMS’s most current version of the Comprehensive Arbitration Rules and Procedures, available at http://www.jamsadr.com/rules-comprehensive-arbitration/. JAMS’s rules are also available at www.jamsadr.com or by calling JAMS at 800-352-5267. If JAMS is not available to arbitrate, the parties will select an alternative arbitral forum. You may choose to have the arbitration conducted remotely, based on written submissions, or in person at a mutually agreed location. We will be entitled to make an offer of judgment in the arbitration proceeding. If the offer of judgment is not accepted, and the award is not more favorable than the unaccepted offer, you will be solely responsible for all costs incurred by Us after the offer of judgment is made to the extent permitted by applicable law. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

c. Fees. If the arbitrator finds that you cannot afford to pay JAMS’s filing, administrative, hearing, and/or other fees, and you cannot obtain a waiver from JAMS, we will pay them for you. If the arbitrator determines the claims are frivolous, you agree to pay Us our attorneys’ fees and costs in the arbitration, to the extent permitted by applicable law.

d. Authority of Arbitrator. The arbitrator, and not any federal, state, or local court or agency, will have exclusive authority to resolve any dispute related to the interpretation, applicability, enforceability, or formation of this Arbitration Agreement, including, but not limited to, any claim that all or any part of this Arbitration Agreement is void or voidable. The arbitration will decide the rights and liabilities, if any, of you and Us. The arbitration proceeding will not be consolidated with any other matters or joined with any other cases or parties. The arbitrator will have the authority to grant motions dispositive of all or part of any claim. The arbitrator will have the authority to award monetary damages and to grant any non-monetary remedy or relief available to an individual under applicable law, the arbitral forum’s rules, and these Terms (including the Arbitration Agreement). The arbitrator will issue a written award and statement of decision describing the essential findings and conclusions on which the award is based, including the calculation of any damages awarded. The arbitrator has the same authority to award relief on an individual basis that a judge in a court of law would have. The award of the arbitrator is final and binding upon you and Us.

e. Waiver of Jury Trial. You and We hereby waive any constitutional and statutory rights to sue in court and have a trial in front of a judge or a jury. You and We are instead electing that all claims and disputes will be resolved by arbitration under this Arbitration Agreement, except as specified in Section (a) above. An arbitrator can award on an individual basis the same damages and relief as a court and must follow this Agreement as a court would. However, there is no judge or jury in arbitration, and court review of an arbitration award is subject to very limited review.

f. Waiver of Class or Consolidated Actions. Except with respect to Batch Arbitration (as defined below), all claims and disputes within the scope of this Arbitration Agreement must be arbitrated on an individual basis and not on a class basis, only individual relief is available, and claims of more than one customer or user cannot be arbitrated or consolidated with those of any other customer or user. In the event that this subparagraph is deemed invalid or unenforceable neither you nor We are entitled to arbitration and instead claims and disputes will be resolved in a court as set forth in these Terms.

g. Batch Arbitration. You and We agree that, in the event that there are fifty (50) or more individual requests for arbitration of a similar nature filed against Us within an approximately (30) thirty-day period (or otherwise in close proximity) regardless of the state(s) in which such claims are filed, JAMS will administer all such similarly situated arbitration demands on a collective basis as a single, consolidated arbitration (subject to a single set of fees, proceeding schedule, and, if required, hearing) before a single arbitrator in accordance with the requirements outlined elsewhere in this section, provided that – in the event that the arbitrator deems it impracticable or inequitable to administer all such claims collectively in a single arbitration – (s)he may group demands for arbitration into groups of not fewer than twenty (20) matters, plus a remainder group as needed (or as otherwise deemed by the arbitrator to be practicable, equitable, and in best keeping with the spirit of this provision) and arbitrate each group of matters as a single, consolidated arbitration (either structure a “Batch Arbitration”). You and We agree (1) to work with JAMS in good faith to facilitate the resolution of disputes on a Batch Arbitration basis and (2) that requests for arbitration are of a “similar nature” if they arise out of the same event, agreement, or factual scenario and raise the same or similar legal issues and seek the same or similar relief. Disagreements over the applicability of this Batch Arbitration process will be settled in a single, consolidated arbitration proceeding that includes all affected parties and is resolved by a single arbitrator subject to the requirements of this section. This Batch Arbitration provision shall in no way be interpreted as authorizing a class or collective arbitration or action of any kind, or any suit or arbitration involving joint or consolidated claims, under any circumstances other than those expressly set forth in this section.

h. Severability. If any part or parts of this Arbitration Agreement are found under the law to be invalid or unenforceable, then such specific part or parts will be of no force and effect and will be severed, and the remainder of the Arbitration Agreement will continue in full force and effect.

i. Survival. This Arbitration Agreement will survive the termination of your relationship with Us.

j. Modification. Notwithstanding any provision in these Terms to the contrary, We agree that if We make any future material change to this Arbitration Agreement, it will not apply to any individual claim(s) for which that you had already provided notice to Us.

These Terms of Service incorporate our Privacy Policy, which discloses how we, our vendors, and our service providers collect and use data when you use the Site and/or mobile applications.  You hereby consent to the collection and use of data by us, our vendors, and our service providers as described in the Privacy Policy (including any links to other policies therein).  You can revoke this consent at any time by following the opt-out instructions in the Privacy Policy or clicking the provided links on the Site.  

Limitations on Liability

YOU UNDERSTAND AND AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE, OR OUR VENDORS OR SERVICE PROVIDERS (COLLECTIVELY, “WE” OR “US”), SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE WEBSITE.  IN NO EVENT SHALL THE AGGREGATE LIABILITY OF ANY OF US EXCEED THE GREATER OF (A) THE TOTAL AMOUNT PAID OR PAYABLE TO RAPTIVE BY YOU FOR THE WEBSITE DURING THE SIX-MONTH PERIOD PRIOR TO THE ACT, OMISSION, OR OCCURRENCE GIVING RISE TO SUCH LIABILITY; OR (B) ONE HUNDRED U.S. DOLLARS ($100). THE LIMITATIONS OF THIS SUBSECTION SHALL APPLY TO ANY THEORY OF LIABILITY, WHETHER BASED ON WARRANTY, CONTRACT, STATUTE, TORT, OR OTHERWISE, AND WHETHER OR NOT THE PARTIES HAVE BEEN INFORMED OF THE POSSIBILITY OF ANY SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED ITS ESSENTIAL PURPOSE. 

In no event shall Cover Story Media®, Inc., its officers, directors, shareholders, employees, or contractors be liable for any direct, special, indirect or consequential damages, or any other damages of any kind, including but not limited to loss of use, loss of profits, or loss of data. Whether in an action in contract, tort (including but not limited to negligence), or otherwise, arising out of or in any way connected with the use of this web site or the materials contained in, or accessed through, this web site, including without limitation any damages caused by or resulting from reliance by user on any information obtained from Cover Story Media®, Inc., or that results from mistakes, omissions, interruptions, deletion of files or e-mail, error, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from acts of God, communications failure, terrorism, theft, destruction or unauthorized access to Cover Story Media®, Inc.’s records, programs, or services. In no event shall the aggregate liability of Cover Story Media®, Inc. (whether in contract, warranty tort-including negligence, whether active, passive, or imputed-product liability, strict liability or other theory) arising out of or relating to the use of Cover Story Media®, Inc.’s web site exceed any compensation you pay, if any, to Cover Story Media®, Inc. for access to or use of this web site.

Unless otherwise indicated, all Cover Story Media®, Inc. Web site materials and content, including, and without limitation, the Cover Story Media®, Inc. logo, all designs, text, graphics, other files, and the selection and arrangement thereof are the proprietary and copyrighted property of Cover Story Media®, Inc. You may electronically copy and print to hard copy portions of this Web site for the sole purpose of using materials it contains for informational, non-commercial, personal use only. Any other use of the materials in this Web site-including any commercial use, reproduction for purposes other than described above, modification, distribution, republication, display, or performance-without the prior written permission of Cover Story Media®, Inc. is strictly prohibited.

Disclaimer

This web site and the materials in this Site are provided on an “as is” basis without warranties of any kind whatsoever, either express or implied. Cover Story Media®, Inc. disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Cover Story Media®, Inc. does not represent or warrant that materials in this Site are accurate, complete, reliable, current, or error-free. Cover Story Media®, Inc. does not represent or warrant that this Site or its server(s) are free of viruses or other harmful components.

Cover Story Media®, Inc. reserves the right to change any and all content contained on this Web site at any time without notice. Reference to any products, services, processes, or other information, by trade name, trademark, manufacturer, supplier, or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by Cover Story Media®, Inc.

Submissions

You acknowledge and agree that any materials, including but not limited to questions, comments, suggestions, ideas, plans, notes, drawings, original or creative materials or other information, provided by you in the form of e-mail or other submissions to Cover Story Media®, Inc., or postings on this Web site, are non-confidential and shall become the sole property of Cover Story Media®, Inc. Cover Story Media®, Inc. shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use of these materials for any purpose, commercial or otherwise, without acknowledgment or compensation to you. The submission of any materials to Cover Story Media®, Inc., including the posting of materials to any forum or interactive area, irrevocably waives any and all “moral rights” in such materials, including the rights of paternity and integrity.

Limited Use Site License

Cover Story Media®, Inc. grants you a limited license to make personal use only of this Site. Such license is subject to this Site Terms and does not include: (a) any resale or commercial use of this Site or content therein; (b) the collection and use of any product listings or descriptions; (c) making derivative uses of this Site and its contents; (d) use of any data mining, robots or similar data gathering or extraction methods; (e) downloading (other than the page caching) of any portion of this Site or any information contained on this Site, except as expressly permitted on this Site; or (f) any use of this Site other than for its intended purpose. Except as noted above, you are not conveyed any right or license by implication, estoppel or otherwise in under any patent, trademark, or proprietary right of Cover Story Media®, Inc. or any third party.

Trademarks

Cover Story Media®, Inc., the Cover Story Media®, Inc. logo, and any product or service name or slogan contained in this Web site, are either trademarks or registered trademarks of Cover Story Media®, Inc. and its licensors, and may not be copied, imitated or used, in whole or in part, without the prior written permission of Cover Story Media®, Inc. In addition, all page headers, custom graphics, button icons, and scripts are service marks, trademarks, and/or trade dress of Cover Story Media®, Inc., and may not be copied, imitated, or used, in whole or in part, without the prior written permission of Cover Story Media®, Inc. All other trademarks, registered trademarks, product names and company names or logos mentioned herein are the property of their respective owners.

You are granted a very limited, non-exclusive right to create a hyperlink to this Web site for noncommercial purposes provided such link does not portray Cover Story Media®, Inc. or any of its products and services in a false, misleading, derogatory or otherwise defamatory manner. This limited right may be revoked at any time. You may not use, frame or utilize framing techniques to enclose any Cover Story Media®, Inc. trademark, logo or other proprietary information, including the images found at this Web site, the content of any text or the layout/design of any page or form contained on a page without Cover Story Media®, Inc.’s prior written consent. Except as noted above, you are not conveyed any right or license by implication, estoppel, or otherwise in or under any patent, trademark, copyright, or proprietary right of Cover Story Media®, Inc. or any third party. Cover Story Media®, Inc. makes no claim or representation regarding, and accepts no responsibility for, the quality, content, nature or reliability of Web sites accessible by hyperlink from this Web site, or Web sites linking to this Web site. The linked sites are not under the control of Cover Story Media®, Inc. and Cover Story Media®, Inc. is not responsible for the contents of any linked site or any link contained in a linked site, or any review, changes or updates to such sites. Cover Story Media®, Inc. is providing these links to you only as a convenience, and the inclusion of any link does not imply affiliation, endorsement, or adoption by Cover Story Media®, Inc. of this Site or any information contained therein.

Indemnification of Consultants

You agree to defend, indemnify and hold harmless Cover Story Media®, Inc., its contractors, service providers, and consultants, their employees, agents, and respective directors from and against any third party claim, damages, costs and expenses (including, but not limited to, reasonable attorney’s fees) arising our of your use of the Cover Story Media®, Inc. Web site, including without limitation any actual or threatened suit, demand, or claim made against Cover Story Media®, Inc. and/or its contractors, service providers, and consultants arising out of or relating to your conduct, your violation of these Site Terms, or your violation of the rights of any third party.

Cover Story Media®, Inc. links to other, external web sites that provide information we determine at our discretion contain the most useful information for our visitors. While many sites provide very useful information, Cover Story Media®, Inc. only links to those sites which provide the most useful content.

These links may be changed at any time as more useful sites come to our attention. The sole purpose of any external link is to enrich this site for our visitors. All requests for inclusion of a link on this site is first and primarily evaluated with the needs of our visitors in mind. Generally, external web sites do not meet the purposes of Cover Story Media®, Inc. if they contain, suggest, or infer any of the following:

  • Advocacy of or opposition to any politically, environmentally, or socially controversial subjects, issues, or candidates.
  • Disparaging or promoting any person or class of persons.
  • External content not suitable for readers or viewers of all ages, or links to or other promotion of businesses whose products or services are not suitable for persons of all ages.
  • Promoting or inciting illegal, violent, or socially undesirable conduct.
  • Promotion or availability of alcohol or tobacco products.
  • Promotion or availability of illegal drugs.
  • Promotion or availability of adult or sexually oriented entertainment or materials.
  • Promotion, opposition, or availability of weapons.
  • Promotion, opposition, or availability of gambling.
  • Claims of efficacy, suitability, desirability, or other non-objective statements about businesses, products, or services.
  • Content that infringes on any trademark, copyright, or patent rights of another.
  • Claims or representations in violation of advertising or consumer protection laws.
  • Content that a reasonable citizen may not consider to maintain the dignity and decorum appropriate for government.

This list is a nonexclusive list. The external link policy applies only to web sites outside Cover Story Media®, Inc. and is not necessarily applicable to articles posted on this site.

Cover Story Media®, Inc. shall establish procedures to monitor the implementation and continuing oversight of this policy. These procedures shall include a process for review of all new requests for external content links from a Cover Story Media®, Inc. Web page to another page to ensure compliance with this policy prior to granting the request. Each request for such a link shall be evaluated using the following guidelines:

  • Is the external web site useful to visitors of this Site?
  • Is the content relevant?
  • Does the external web site provide information or services which are not already available or linked to on this Site? If not, is the quality of the external web site comparable to or better than what is already provided?
  • Is the external web site well designed, easy to use, cross-browser compliant, and accessible to people with disabilities?

Cover Story Media®, Inc. reserves the right, at its sole discretion and without explanation, to withdraw at any time any external content for any reason. Requests to include a web site on Cover Story Media®, Inc. may be made via our contact page.

Anti-Spam Policy

Cover Story Media®, Inc. prohibits the use of this Site in any manner associated with the transmission, distribution or delivery of any unsolicited bulk or unsolicited commercial e-mail (“Spam”). You may not use this Site to send Spam. You also may not deliver Spam or cause Spam to be delivered to any of Cover Story Media®, Inc.’s Services or customers.

In addition, e-mail sent, or caused to be sent, to or through this Site may not:

  1. use or contain invalid or forged headers;
  2. use or contain invalid or non-existent domain names;
  3. employ any technique to otherwise misrepresent, hide or obscure any information in identifying the point of origin or the transmission path;
  4. use other means of deceptive addressing;
  5. use a third party’s internet domain name, or be relayed from or through a third party’s equipment, without permission of the third party;
  6. contain false or misleading information in the subject line or otherwise contain false or misleading content;
  7. fail to comply with additional technical standards described below; or
  8. otherwise violate the applicable Terms of Use for the Services.

Cover Story Media®, Inc. does not authorize the harvesting, mining or collection of e-mail addresses or other information from or through this Site. Cover Story Media®, Inc. does not permit or authorize others to use the Services to collect, compile or obtain any information about Cover Story Media®, Inc.’s customers or subscribers, including but not limited to subscriber e-mail addresses, which are Cover Story Media®, Inc.’s confidential and proprietary information.

Cover Story Media®, Inc. does not permit or authorize any attempt to use this Site in a manner that could damage, disable, overburden or impair any aspect of this Site, or that could interfere with any other party’s use and enjoyment of this Site.

If Cover Story Media®, Inc. believes that unauthorized or improper use is being made of this Site, it may, without notice, take such action as it, in its sole discretion, deems appropriate, including blocking messages from a particular internet domain, mail server or IP address. Cover Story Media®, Inc. may immediately terminate any account on this Site which it determines, in its sole discretion, is transmitting or is otherwise connected with any e-mail that violates this policy.

Nothing in this policy is intended to grant any right to transmit or send e-mail to, or through, this Site. Failure to enforce this policy in every instance does not amount to a waiver of Cover Story Media®, Inc.’s rights.

Unauthorized use of this Site in connection with the transmission of unsolicited e-mail, including the transmission of e-mail in violation of this policy, may result in civil, criminal, or administrative penalties against the sender and those assisting the sender.

DMCA Notice and Takedown Procedure

Cover Story Media®, Inc. abides by the federal Digital Millennium Copyright Act (DMCA) by responding to notices of alleged infringement that comply with the DMCA and other applicable laws. As part of our response, we may remove or disable access to material residing on this Site that is claimed to be infringing, in which case we will make a good-faith attempt to contact the person who submitted the affected material so that they may make a counter notification, also in accordance with the DMCA.

Cover Story Media®, Inc. does not control content hosted on third party websites, and cannot remove content from sites it does not own or control. If you are the copyright owner of content hosted on a third party site, and you have not authorized the use of your content, please contact the administrator of that website directly to have the content removed.

Before serving either a Notice of Infringing Material or Counter-Notification, you may wish to contact a lawyer to better understand your rights and obligations under the DMCA and other applicable laws. The following notice requirements are intended to comply with Cover Story Media®, Inc.’ rights and obligations under the DMCA and, in particular, section 512(c), and do not constitute legal advice.

Notice of Infringing Material

To file a notice of infringing material on this Site, please provide a notification containing the following details:

  • Reasonably sufficient details to enable us to identify the work claimed to be infringed or, if multiple works are claimed to be infringed, a representative list of such works (for example: title, author, any registration or tracking number, URL);
  • Reasonably sufficient detail to enable us to identify and locate the material that is claimed to be infringing (for example a link to the page that contains the material);
  • Your contact information so that we can contact you (for example, your address, telephone number, email address);
  • A statement that you have a good faith belief that the use of the material identified in (2) is not authorized by the copyright owner, its agent, or the law;
  • A statement, under penalty of perjury, that the information in the notification is accurate and that you are authorized to act on behalf of the owner of the exclusive right that is alleged to be infringed.
  • Your physical or electronic signature.

Then send this notice to:

By Mail:

Cover Story Media®, Inc.
380-H Knollwood St #165
Winston-Salem, NC 27103

By Fax:

Attn: DMCA Agent, Cover Story Media®, Inc.
+1 (305) 735-0269

Compensation Disclosure

Please visit our disclosure page for our compensation disclosure policy.

Further Questions or Need Contact Information?

Questions or comments about Cover Story Media®, Inc.’s Site may be directed to Cover Story Media®, Inc. via our contact page.